Financing

Whether you want to invest in new equipment, strengthen your cash flow, or carry out a larger initiative, we help you find the right financing solution. With us, you receive personalized advice and solutions tailored to your company’s needs, industry, and future plans.

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Financial solutionsFor every business need

  • Leasing

    We purchase the equipment or vehicle and lease it to you for a fixed monthly fee. No capital is tied up, and the cost is tax deductible.

  • Conditional sales

    We buy the equipment and sell it to you on a hire purchase basis. You own the asset, can depreciate it, and deduct VAT.

  • Bank loan

    Spread your investment over time with fixed monthly payments. Use existing assets as security and benefit from VAT deduction and depreciation.

  • Corporate real estate

    Financing tailored to your property project, whether building, renovating, or buying. We support you throughout the entire process.

  • EU-credit

    Designed for farmers with uneven income. Improve cash flow while waiting for EU funding.

Sustainable financing solutionsResponsible, long-term support for your business

  • Green loans

    Companies and housing associations that own, build or invest in properties or projects that benefit the environment can apply for green financing.

  • Green bonds

    We offer advice on setting the terms for green bonds. We support both new and existing companies and organisations that want to issue green bonds.

  • Green fleet financing

    Choose climate-friendly vehicles and pay a lower leasing fee. You can also get an environmental report showing which cars are in your fleet and their CO₂ emissions.

  • Green leasing and instalments

    Lower your costs and reduce your environmental impact by financing electric cars, electric vans or electric buses.

Do you need our help to get started?

Would you like to know more, or do you need our assistance in getting started. Contact your local branch office and make an appointment.If you are an existing Handelsbanken customer, you can start by completing a credit application in our online banking services.

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