File formats

Handelsbanken Global Gateway enables you to simplify, automate and rationalise your company's payment and ledger procedures.
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Simplify, automate and rationalise

Handelsbanken Global Gateway is your way of communicating with the Bank. The gateway makes it possible for you to simplify, automate and rationalise your company's payment and ledger routines procedures. 

Regardless of whether your company uses a general standard file format or a local format.

Implementation guidelines 
Here you will find implementation guidelines and example files:
ISO 20022 XMLOpens in a new window 
SWIFTOpens in a new window 
Local formatsOpens in a new window

Handelsbanken switches to ISO 20022

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Handelsbanken has stopped supporting local file formats, as LB, KI, UTLI and SISU. Instead all payments must be sent in the pain.001 ISO format.

Advantages with ISO 20022

One of the biggest advantages of ISO 20022 is that it is a standard format, on the way to gaining global acceptance. For example, the format is already used for SEPA payments within the Eurozone. ISO 20022 is a comprehensive format with the capacity to handle extensive content and different payment types in the same file. It gives a good position to provide any information that may be relevant to both the sender and the recipient of the payments. With a high degree of standardisation, it is possible to rationalise payment processing at all levels. For example, your company will not be needing different processes to create separate payment files for salaries, local payments and international payments.

When your company uses files accortding to ISO 20022 format, you are well prepared for the future and are ready when the Nordic payment platform P27 comes into place.

More about ISO 20022 

With ISO 20022, you can convey more payment information in a structured way.