Mutual funds

  • Save in mutual funds to give your money the opportunity to grow.
  • Choose between monthly saving, one‑time deposits, or both.
  • We offer a wide range of award‑winning mutual funds.
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About risk

Historical yields are not a guarantee of future returns. The money you invest in a fund can both increase and decrease in value and it is not guaranteed that you will recover the entire invested amount. Note that a fund with risk level 5-7, as stated in the fund's fact sheet (KID), can vary greatly in value due to the fund's composition and management methodology. The prospectus, fund rules and KID are available under each fund in the mutual fund unit price list.

How to start saving in mutual funds

Easy to get started

1. Find mutual funds
Choose between our pre-selected fund portfolios or individual funds, depending on your preferences. Need help choosing? Contact us for advice.

2. Open an account
Start by opening an account that matches your savings. An Investment Savings Account (ISK) is a popular choice among fund investors. With an ISK, you don’t need to declare profits; instead, you pay an annual flat-rate tax. You can manage everything easily in our app and online bank.

3. Start a monthly saving
The easiest way to start saving in mutual funds is through monthly saving. You choose an amount that is invested automatically each month. You can also choose to make one‑time deposits.

How does saving in mutual funds work?

A mutual fund is a collection of different securities. When you invest in a mutual fund, you buy units and thereby become an indirect owner of the securities the mutual fund holds. Your money is spread across several different securities, which helps reduce risk compared to buying, for example, individual shares. There are three main types of mutual funds: equity funds, fixed income funds, and mixed funds.

Sustainability in our mutual funds

The foundation of our mutual funds is that we take environmental, social and governance factors into account in our investment decisions. This is done in accordance with our commitment to the UN Principles for Responsible Investment (PRI).
 
We place particular importance on international norms and conventions, in line with our commitment to the UN initiative Global Compact and its four key areas: human rights, labour rights, the environment and anti‑corruption.
 
Find out more about how we work with responsible investments.
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