Start with a committed loan offer
A committed loan offer is free of charge and you do not commit to anything. If you have a committed loan offer before you start looking you are prepared when you find a house or an apartment you wish to buy.
Apply for a loan when you already have found a home
If you already have found a house or an apartment you wish to buy, or if you want to take out a mortgage loan on your home, you apply for a loan. You can also move an existing mortgage loan to Handelsbanken. You can borrow up to 85% of your homes market value.
You use the home as a security for your mortgage loan.
How to apply
If you are a customer you can apply in the Handelsbanken app, you find the application by clicking More and then Loans. If you are not a customer yet, you can contact your local branch office to apply.
About committed loan offers
- Valid for six months
- A loan offer is often needed when you are bidding for a home
- You can borrow up to 85% of the market value
- Contact us before you sign a contract to buy the home