1. Personal
  2. /
  3. Accounts, cards and payments
  4. /
  5. Debit and credit cards

Debit cards and credit cards

Choose between a debit card where the money is deducted directly from the account, or a credit card where you pay later. When you select one of our credit cards, you get a bonus on all of your purchases.

Bankkort Mastercard

  • Your card purchases are deducted directly from the account, and additional travel insurance featuring cancellation insurance is included.

  • Annual fee: SEK 300.

  • Free of charge if you are 18-26 and receive CSN study funds in your Handelsbanken account.
 Allkort MasterCard

Allkort Mastercard

  • A credit card that gives you a bonus and additional travel insurance with cancellation insurance.

  • Annual fee: SEK 360.

 Platinum MasterCard

Platinum Mastercard

  • A credit card which includes extensive travel insurance, Concierge Service, Priority Pass and bonuses.

  • Annual fee: SEK 2,400.


Bankkort Maestro – a good card to begin with

Bankkort Maestro

A card that is suitable for everyone, and is accepted at stores and ATMs worldwide.  

  • Purchases and withdrawals are deducted directly from the account.

  • Free of charge up to the age of 21.

  • One Bankkort Maestro card is included in our basic offering.
    Annual fee for additional Bankkort Maestro is SEK 300 per card.


When using your card abroad

icon currency exchange EUR SEK

Have you made a purchase or withdrawal with your card in another EEA currency than Swedish kronor? In that case, there has been a currency exchange. We will help you compare what currency exchange fee you are paying. Among other things you will receive a notification to your mobile phone regarding a card purchase abroad. 

With our currency fee calculator you can find out which fees apply to your purchase or withdrawal. You will also find answers to frequently asked questions on currency exchange and related fees.