To manage your company's finances in the best possible way, you may need more than one account. We can offer you accounts for managing your company's day-to-day finances, investments and business abroad. Several of our accounts are included in the Corporate and the Self-Employed packages.
Use a business account for managing your company's day-to-day business. This account is ideal for paying suppliers' invoices, taxes and salaries, and can also be used to transfer money to other accounts online.
As well as a business account, our Corporate and Self-Employed packages include a link to the Bankgiro service. A Bankgiro number is a simple way for your customers to pay invoices, and the money goes directly into your business account.
For cross-border transactions, you will need a currency account. A currency account enables you to manage your company’s incoming and outgoing payments from abroad easily. You retain the currency and do not need to exchange it for Swedish kronor. If you do business in several different currencies, you will need a separate account for each currency.
This will help you to avoid unnecessary foreign exchange fees and thereby reduce your currency risk.
Do you need a better overview of and control over your company's liquidity situation? A cash pool will enable you to link individual accounts or account structures. In one or more countries, and for one or more currencies.
Have you recently sold forest land or forest products or are you considering doing so? Do you receive any income from agriculture? We have accounts specifically designed for income from forestry and agriculture.
The accounts are covered by the deposit guarantee scheme in accordance with a decision by the National Debt Office. Each customer is entitled to compensation for the combined amount on the accounts that they hold, up to a maximum of SEK 1,150,000.
The Swedish National Debt Office makes the compensation available for payment within 7 business days from the date the right to compensation has arisen. In addition to this amount, the account holder may, under certain conditions and according to law, receive compensation for deposits related to specific life events – for example, the sale of a private residence, inheritance, or insurance payout – up to a maximum of SEK 5,000,000.
Depositors that are not covered by the deposit guarantee
The following depositors, or their foreign equivalents, are not eligible for compensation under the guarantee: banks, credit market companies, securities firms, insurance companies, reinsurance companies, occupational pension institutions, mutual benefit societies, financial institutions under the Banking and Financing Business Act, securities funds or alternative investment funds, pension funds, regions, municipalities, government authorities, or depositors who have not been identified in accordance with the Act on Measures against Money Laundering and Financing of Terrorism.