A committed loan offer is the first step towards a mortgage loan
With a committed loan offer you are prepared when you find an apartment or a house and need a mortgage loan. When you apply for a committed loan offer we will reply within 24 hours.
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Demand for amortisation
Different amortisation requirements apply, depending on the loan-to-value ratio and debt ratio in question. In addition to this, if you are borrowing more than 4.5 times your annual gross income, you must repay a further one per cent of the total loan amount.