Everyday banking

Build a solid base for your daily finances with the right accounts, cards and payment tools. Whether you pay bills, send money or manage savings, our everyday banking services help you stay in control of your money easily and securely every day.
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Cards, digital services and cross border payments

AccountsFor transactions or savings

  • Transaction accounts

    The Allkonto account is for your everyday banking transactions. It is where your salary is deposited and from where you make your payments. You can connect a debit card to your account. It is possible to have a joint account with more than one card. You can also set up standing orders from your account or attach a credit. The Allkonto account is part of our basic offering.
    Read more about our basic offering

  • Savings accounts

    Depositing money into your savings account is secure, as you do not risk losing any money. And money for unforeseen expenses is good to have if the dishwasher, a tooth or the car breaks down. Why not have different accounts for different savings? There are many different kinds of savings accounts and investment alternatives.

Covered by the deposit guarantee scheme

The accounts are covered by the deposit guarantee scheme in accordance with a decision by the National Debt Office. Each customer is entitled to compensation for the combined amount on the accounts that they hold, up to a maximum of SEK 1,150,000.

The Swedish National Debt Office makes the compensation available for payment within 7 business days from the date the right to compensation has arisen. In addition to this amount, the account holder may, under certain conditions and according to law, receive compensation for deposits related to specific life events – for example, the sale of a private residence, inheritance, or insurance payout – up to a maximum of SEK 5,000,000.

Deposit guarantee

Banking services for children and young people

We offer several banking services, free for children and young people under the age of 21: 

  • Allkonto Ung and Bankkort Start
  • App and internet banking
  • Handelsbanken ID and Mobile BankID
  • Swish

Contact us to get started.

Find your branch
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Mobile paymentsYour digital wallet

  • Apple Pay

    Pay with iPhone or Apple Watch. Face ID and Touch ID make payment easy and secure. You can have Apple Pay from the age of 13.

  • Samsung Pay

    Collect your cards in the app and pay online or pay in store. You can have Samsung Pay from the age of 16.

  • Wearables

    Forget about your wallet – take advantage of the technology you always carry with you. Pay with your ring, watch or bracelet.